Back when they were feeling flush, many well-off folks made gifts of cash or stock to their adult children without much hesitation. Now some are reluctant to give, worried that they won’t have enough left for their own retirement or that their children may become too dependent on handouts.

Some parents make loans to their children to start a business, buy a new car and pay income taxes. But they tell them, ‘I want you to get the money back.’ Even parents who …

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While Apple Inc. (AAPL) was far from first on the scene in the smartphone market, the arrival of the company’s industry-defining iPhone, complete with a slick touch-screen user interface and an award-winning digital music player, quickly placed the firm at the top of the heap. Even industry leader Research In Motion Limited followed Apple’s lead and created a touch-screen version of its extremely popular BlackBerry line of smartphones. Furthermore, Apple changed the game once again, beating smartphone makers to the punch …

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As the manufacturer of the infamous “CrackBerry,” Research In Motion Limited (RIMM) once enjoyed near-total dominance over the smartphone market. That is, until Apple’s iPhone threatened to break RIMM’s hold on the sector. The BlackBerry is still arguably the top dog, but the sniper hits from Apple and the global economic recession have taken quite a toll on RIMM shares. In fact, RIMM plummeted more than 51% in 2008.

The security has made quite a comeback this year, soaring more than …

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Once the king of the handheld device market, Palm Inc. has had to fight an uphill battle against both RIMM and AAPL to regain a foothold in the smartphone market. But, as the saying goes, “if you can’t beat them, join them.” Palm is slated to release its own entry into the touch-screen market later this year, along with a slick new mobile operating system. The move has prompted questions of legal action from Apple, as the new Palm Pre, …

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What should be your best bet for 2009? Should you invest in Large caps or Small caps?

As a general rule of thumb, “small cap” stocks have a market cap of $1 billion or less. “Large caps,” in contrast, have market cap in the $10 billion range or higher… often much higher. Microsoft and GE, for example, have market caps in the neighborhood of $180 billion as of this writing. Exxon Mobil is worth more than $400 billion!! Small cap stocks …

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Before you proceed further, I would suggest you should know the background of this story. Check out the PART 1 and PART 2 to gain complete understanding of the following commentary.

In fact, if you’re among the first to add these three stocks to your portfolio, you could collect gains as high as 527% in the next 12 months… and perhaps even as high as 14,531% in the longer term (just take a look at the examples above to see what …

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Read it very carefully, and with caution. Please don’t blame me for any damages… In my last article, I discussed about The Great Sichuan Earthquake.

During the earthquake, thousands of people were given immediate medical care thus saving their lives — all thanks to this mobile wireless technology. The same technology has been in place in the United States for years. Think back to Hurricane Katrina…

Within seconds of the storm bearing down on New Orleans, its residents were using this technology …

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