YES, you should. ULIPs are designed to help you reach your long-term financial goals like child’s education, child’s marriage, your retirement, etc. Your premiums are invested every year, at various market levels, giving you the benefit of average unit prices. Additionally, ULIPs help you to select appropriate deby-equity ration (suitable to your risk profile). All this ensures that if you’re planning for the long term, any time is a good time to invest in ULIPs. Moreover, it also gives you tax benefit!
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